Daily Saving
Micro-savings for daily wage earners
यस सहकारी संस्थाले विभिन्न किसिमका बचत सर्वशुलभ व्याज दरमा उपलब्ध गराउँछ, समुह बचत, कर्जा सुरक्षण कोष, बाल बचत, खुत्रुके बचत, कर्मचारी संचयकोष, अन्तर समुह बचत, विशेष वचत निकै सरल तरिकाबाट उपलब्ध गराउछ ।
- Interest Rate8.5% p.a.
- Min. BalanceRs. 500
- TenureFlexible
Features & Facilities
- Daily collection service
- Instant SMS notification
- ATM facility available
- मेरो नाम मोहन वली हो
Monthly Saving
Systematic investment plan
Build your wealth with a fixed monthly deposit. Perfect for salaried individuals looking for disciplined growth.
- Interest Rate9.0% p.a.
- Min. DepositRs. 1,000
- Tenure1–5 Years
Features & Facilities
- Auto-debit from bank
- Loan against deposit
- High interest returns
Child Saving
Secure your child's future
A dedicated savings plan for your child's education and future needs. Start early, save big.
- Interest Rate9.5% p.a.
- Min. DepositRs. 500
- Lock-inUntil 18 yrs
Features & Facilities
- Education bonus
- Insurance coverage
- Guardian operated
Livestock Saving
Agro-based financial support
Designed for farmers to manage income from livestock sales and purchase fodder during dry seasons.
- Interest Rate8.0% p.a.
- Min. BalanceRs. 200
- TypeRecurring
Features & Facilities
- Seasonal withdrawal
- Agro-insurance link
- Vet discount partners
Personal Saving
Flexible savings account
A regular savings account with full liquidity. Deposit and withdraw anytime you need.
- Interest Rate6.0% p.a.
- Min. BalanceRs. 1,000
- AccessInstant
Features & Facilities
- Unlimited withdrawals
- Mobile Banking
- Cheque book facility
Fixed Deposit
High returns, low risk
Lock your funds for a fixed tenure and enjoy the highest interest rates with guaranteed returns.
- Interest Rate10.5% p.a.
- Min. DepositRs. 10,000
- Tenure1–10 Years
Features & Facilities
- Highest rate guarantee
- Monthly interest payout option
- Premature closure facility
Group Saving
Community banking
Save together as a community or cooperative. Pool resources for larger investments and loans.
- Interest Rate8.0% p.a.
- Min. Members5 Persons
- MeetingMonthly
Features & Facilities
- Group loan access
- Democratic decision making
- Leadership training
Employee Provident Fund
Retirement planning
Corporate managed savings for employee retirement. Both employer and employee contributions.
- Interest RateGov. Rate
- EligibilityAll Staff
- WithdrawalResign / Retire
Features & Facilities
- Tax benefits
- Employer matching
- Gratuity integration
Insurance Saving
Protection + Savings
A hybrid product combining life insurance coverage with systematic savings accumulation.
- Interest Rate7.5% p.a.
- CoverageLife + Health
- TermLong Term
Features & Facilities
- Risk coverage
- Maturity bonus
- Tax deduction
Intergroup Saving
Cross-community lending
Facilitates saving and lending between different cooperative groups within the organization.
- Interest RateVariable
- ScopeInternal
- SettlementQuarterly
Features & Facilities
- Internal clearing house
- Group accountability
- Low default risk